Your 8-Step Fall Home Maintenance Checklist

• Tidy your yard
• Declutter your gutters
• Trim your trees
• Prime your lawn
• Store your equipment properly
• Prep your pipes
• Check your HVAC system
• Complete outstanding repairs

1. Tidy your yard

First up on your fall home maintenance checklist: Take a look at your yard and tidy as needed. Rake and bag the leaves, remove dead bushes, branches, and shrubs, and pull up any dead plants and weeds. If you have a composter, now is a good time to feed it with your lawn’s refuse and generate some nutrients for springtime gardening.

A note on raking: When it comes to raking leaves, less is more. You’ll want to leave a thin layer of leaves to provide nutrients for your lawn and offer winter hibernation habitats for frogs and other small creatures. Avoid more than 50% leaf coverage of your yard, though. With too many leaves, your grass will be smothered and soggy when spring rolls around.

2. Declutter your gutters

Decluttering: It’s not just for closets. Although it might be an unpopular task, cleaning your gutters is actually one of the best ways to take care of your home. After clearing leaves and debris from the gutters, don’t forget to check the downspouts and make sure a clear path exists for the snow to melt and drain away from the house.

3. Trim your trees

Our next fall home maintenance tip is to scan your trees for dead or low-hanging branches. Trim back any that are resting on the roof or brushing up against the windows and siding. If it snows in your area, it could weigh down these branches to the point where they snap and cause collateral damage to your home.

4. Prime your lawn

Next, take winter preparation a step further by aerating, fertilizing, and seeding your lawn. This way, you’ll be ahead of the game when the spring rains come. While you’re at it, eyeball the foundation of your home for any spots where the soil may be sinking. Filling those ruts now will help melting snow and ice flow away from the house and prevent potential water damage to your basement and foundation.

5. Store your equipment properly

Don’t wait until you need it to make sure your home maintenance equipment is stored and working properly. For lawnmowers and other gasoline-powered equipment, drain the fuel and store it in a safe container (fuel that sits in the tank for too long may cause corrosion). Assess your winter supplies and make sure you’re stocked up on basics like antifreeze, shovels, salt, and car window scrapers as needed.

6. Prep your pipes

Ah, the dreaded frozen pipes. To avoid this common cold weather issue, shut off your home’s exterior water lines before fall ends. If you have any outdoor hoses, drain and wrap them up and store them in your garage or another dry, indoor space. This is also a good time to drain your home’s hot water heater and clean out any sediment buildup. This task will increase the life of your hot water heater and make its water cleaner and safer to use.

7. Check your HVAC system

It’s easy to go long periods of time without examining your home’s HVAC system, but don’t skip this step in your fall home maintenance checklist. Winter is the busy season for HVAC professionals, so it’s a good idea to contact them now for preventative measures. This is also a great time to clean or change your air filter to improve your home’s air quality as well as your HVAC’s efficiency. If you have a working fireplace, have your chimney cleaned or your gas line inspected so you can relax and enjoy its warmth in the months to come.

8. Complete outstanding repairs

The last step on your fall home maintenance checklist is a bit of a catch-all. If you have any home repairs or projects underway, make sure these are complete before fall is over. Inspect your roof, windows, and doorways for gaps that could allow cold drafts to permeate. These can be repaired with simple caulk or could require more involvement, like window replacement. All these minor upgrades will help prevent hot air from escaping from your home and lower your winter utility bills.

Any other fall home maintenance tips?

We’ve provided some general home maintenance tips in this checklist, but your specific needs will vary based on your location and the unique features of your home. Older builds in colder areas, for example, tend to be more at risk for frozen pipes. If you live in a remote area where snow plows don’t service your neighborhood, stocking up on winter supplies may be your priority. Regardless of where you are, the most important things you can do as a homeowner are to have a plan, be prepared, and don’t forget to enjoy all the cozy activities the season brings. Pumpkin spice, anyone?

Spending a little extra time on home maintenance in the fall could help you save money on utilities and repairs in the winter.

The post Your 8-Step Fall Home Maintenance Checklist appeared first on Cardinal Financial.

As the weather warms up and the cold days become scarce, seize this opportunity to take on some home projects and make your home a more pleasant place to live.

Spend more time outside

After a long winter spent indoors, get out and get your hands dirty with some outdoor spring home improvement projects. Create an outdoor escape where you can spend warm summer nights by building conversation areas. You could make a firepit and arrange some new patio furniture around it or build an outdoor bar beneath a pergola. Adding items like new patio stones, seating areas, or an outdoor music system are all fun ways to make your backyard the summer gathering place for friends and family. Working with a tight budget? Add smaller touches like lemongrass plants, pool toys (if you have a pool), or yard games like corn hole.

Lower your energy bills

Don’t you love when spring home improvement projects can save you money? Small changes to your home can be environmentally friendly and cost effective at the same time. Things like caulking windows and weatherstripping doors will prevent energy-wasting air leaks and keep your HVAC unit from overworking. Inspect all your home’s doors, seals, and openings for drafts and thank us later when your utility bills are lower.

Feed your inner chef

Updating your kitchen is an appetizing way to improve your home. It’s been said that the kitchen is the heart of the home—and people tend to gather around food. Time to create a truly inviting space where your friends and family will love to eat, drink, and be merry.

Try installing a new backsplash, attaching new cabinet knobs and handles, and planting some indoor herbs near your kitchen window. These spring home improvement projects are relatively cheap and easy to incorporate. Or if you’re ready to take on some bigger projects around the kitchen, see how your major appliances are holding up. You may need to install a new garbage disposal or call in a professional to fix your refrigerator’s ice maker.

Increase your garage’s usability

At times, the garage can be the ultimate organizational challenge. Have you ever seen a two-car garage that was so cluttered it couldn’t even store one car? It happens all too often. Here’s a helpful hint: on your list of spring home improvement projects, add organizing the garage. First, go through your stuff, piece by piece, and separate everything into four piles: throw out, recycle, donate, and keep. Once you’re left with only the items you want to keep, then you can dust or wipe down the items, sweep and clean the garage, and reorganize the items in a way that will maximize usability. You may even want to add built-in shelves or a labeling system to ensure organization well into the future.

Boost your basement’s organization

Does your basement make you cringe? Like the garage, the basement tends to be the “dump-all” room of the home. After months of hiding miscellaneous items in the basement, take an approach similar to the garage and get to organizing! Reclaim that space and add seating or an entertainment center to turn your basement into a second family room.

Show your home some love and freshen it up with these spring home improvement projects. Looking for financing for a bigger, more expensive home renovation? See how we can help you refinance your mortgage and tap into your home’s equity.

The post 5 Fresh Spring Home Improvement Projects appeared first on Cardinal Financial.

Fall is in full-swing and there’s no better time to prepare your home for winter and its potential to damage your property than with our fall home maintenance checklist. Give your home a little TLC by making repairs and taking preventative measures against even the toughest weather. This indoor and outdoor home maintenance could save you from the hassle and expense of costly repairs and even extend the life of your home.

1. Examine the perimeter

Take a look at your yard for ways to clean it up. Rake and bag the leaves, remove dead bushes, branches, and shrubs, and pull up any dead plants and weeds. If you have a composter, now is a good time to feed it with your lawn’s refuse and generate some nutrients for springtime gardening.

2. Get into the gutters

Although an unpopular task, cleaning the gutters is actually one of the best ways to take care of your home. After that, check the downspouts for debris and make sure a clear path exists for the snow to melt and drain away from the house.

3. Trim those trees

Walk around outside your house and scan the trees for dead or low-hanging branches. Trim back any branches that you see are resting on the roof or brushing up against the windows and siding. If it snows in your area, it’s possible for the ice and snow to weigh down these branches to the point where they snap—causing collateral damage you do not want to deal with.

4. Primp and prime the lawn

If you think fall lawn care starts and ends with raking the leaves, you don’t know the half of it. Take winter preparation a step further by aerating, fertilizing, and seeding your lawn—you’ll be ahead of the game when the spring rains come. While you’re at it, eyeball the foundation of your home for any spots where the soil may be sinking. Filling those ruts now will cause melting snow and ice to run away from the house and save you from potential water damage to your basement and foundation.

5. Fortify your equipment

For gasoline-powered equipment, such as lawn mowers and string trimmers, drain the fuel and store it in a safe container. Fuel that sits in the tank for too long may cause corrosion. Don’t forget to assess your winter equipment! Make sure you’re stocked up on antifreeze, de-icer, shovels, salt, and car window scrapers—you’ll be thankful you didn’t wait until they were sold out in stores. If you’re fortunate to have a snow blower, ensure that it’s maintained and ready to go when the time comes.

6. Winterize the waterways

Before fall ends, shut off your home’s exterior water lines. Cold winter weather may cause water left in outdoor pipes to freeze and burst. If you have any outdoor hoses, drain and wrap them up and store them in your garage or another dry, indoor space. This is also a good time to drain your home’s hot water heater and clean out any sediment buildup. This task will increase the life of your hot water heater and make its water cleaner and safer to use.

7. Address exterior damage

Next on our fall home maintenance checklist: Inspect your roof, windows, and doorways for gaps that could allow cold drafts to permeate. These can be repaired with simple caulk or could require more involvement, like window replacement. While this may seem a bit more extensive than you’d like, you don’t want to risk hot air escaping from your home and increasing your utility bill all winter.

8. For heat’s sake, be proactive

It’s easy to go long periods of time without examining your home’s HVAC system, but don’t let this step escape you this fall. Winter is the busy season for HVAC professionals, so it’s in your best interest to contact them now for preventative measures. This is also a great time to clean or change your air filter to improve your home’s air quality as well as your HVAC’s efficiency. If you have a working fireplace, have your chimney cleaned or your gas line inspected so you can relax and enjoy its warmth in the months to come.

This fall home maintenance checklist may seem heavy, but these tips are essential to a worry-free winter.

The post Your Fall Home Maintenance Checklist appeared first on Cardinal Financial.