1. Give it a good clean

The outdoor surfaces of our homes often don’t get the same amount of love as the interior when it comes to cleaning. After all, it’s inevitably just going to get dirty again. All that dust and dirt builds up though, so consider investing in a heavy-duty cleaning before listing your home. Pressure washing your driveway, siding, and porch can make a noticeable difference in your home’s appearance. Plus, it gives you a better idea of what else might need to be replaced or repaired to boost your curb appeal in other ways.

2. Repaint

You knew this one was coming. If the exterior paint on your home is looking a little worse for wear, we recommend a fresh coat of paint before you list your home. And if you don’t have the time or budget to repaint the whole exterior, consider making a statement by painting just your front door in an accent color.

3. Hang window boxes

Window boxes are long, narrow planters designed to showcase flowers or plants right below your window. You can find one that fits your style at most home and garden stores. Or, if you’re feeling crafty, gather up the supplies and build them yourself! Window boxes can add color, dimension, and charm to your home’s exterior and really dress up your outdoor space.

4. Don’t skip the landscaping

First things first, mow that lawn and prune your trees. And if the front of your house looks a little bare and boring, liven it up by planting flowers. We recommend perennials, not annuals, because perennials grow again in the spring without needing to be replanted. Annuals, on the other hand, must be replanted every year. Other factors to consider are the plant’s sunlight, shade, soil type, and water needs. It’s important to find out what kinds of plants would survive in your front yard and porch before you plant.

5. Hang potted plants and greenery

Speaking of plants, do you have a covered front porch? You could maximize that open space and hang planters from your porch ceiling. It’s a great way to improve your curb appeal and it adds dimension, drawing eyes upward. Get creative and hang planters of different colors, sizes, and shapes that reflect your home’s personality. Take the look a step further by planting draping greenery like ivy or pothos plants.

6. Give your mailbox a makeover

Paint your mailbox to match your front door. Plant flowers at the base of the mailbox post. Sand and varnish, repaint, or replace the post—the list goes on. There are countless ways to bring your mailbox to life and any one of these creative touches can make it stand out from the rest of the block. Just don’t go overboard personalizing it to the point that potential buyers couldn’t see it as their own.

7. Replace gutters and downspouts

Replacing gutters and downspouts might not be the most glamorous of updates, but it impacts your home’s curb appeal more than you might think. Even if your gutters don’t need to be fully replaced, cleaning and securing any areas that are not attached to the home properly will give your potential buyers one less thing to worry about in terms of the home’s functionality.

8. Replace hardware

From light fixtures to doorknobs to your address numbers, refreshing the finishes on your outdoor hardware can give your home an instant lift. This is also an easy DIY update that takes minimal time if you’re wondering how to boost curb appeal on short notice.

Any other tips on how to boost curb appeal?

Maybe the biggest rule of prepping your home for sale is to keep your decor choices—inside and out—neutral. Buyers should be able to envision the space with their own belongings and tastes, and that’s hard to do if your personal style is on display. When it comes to curb appeal, here are a few things to avoid:

• Lawn decorations
• Visible garbage/recycling cans
• Window decals

Sorry to your lawn gnomes, but it’s not their time to shine. For more tips on nailing your home sale or boosting curb appeal, reach out to our team anytime.

Whether you’re selling your home or you just want to put your best foot forward for your HOA, curb appeal can make a big difference in how your home is perceived.

The post How to Boost Curb Appeal in 8 Easy Steps appeared first on Cardinal Financial.

Your 8-Step Fall Home Maintenance Checklist

• Tidy your yard
• Declutter your gutters
• Trim your trees
• Prime your lawn
• Store your equipment properly
• Prep your pipes
• Check your HVAC system
• Complete outstanding repairs

1. Tidy your yard

First up on your fall home maintenance checklist: Take a look at your yard and tidy as needed. Rake and bag the leaves, remove dead bushes, branches, and shrubs, and pull up any dead plants and weeds. If you have a composter, now is a good time to feed it with your lawn’s refuse and generate some nutrients for springtime gardening.

A note on raking: When it comes to raking leaves, less is more. You’ll want to leave a thin layer of leaves to provide nutrients for your lawn and offer winter hibernation habitats for frogs and other small creatures. Avoid more than 50% leaf coverage of your yard, though. With too many leaves, your grass will be smothered and soggy when spring rolls around.

2. Declutter your gutters

Decluttering: It’s not just for closets. Although it might be an unpopular task, cleaning your gutters is actually one of the best ways to take care of your home. After clearing leaves and debris from the gutters, don’t forget to check the downspouts and make sure a clear path exists for the snow to melt and drain away from the house.

3. Trim your trees

Our next fall home maintenance tip is to scan your trees for dead or low-hanging branches. Trim back any that are resting on the roof or brushing up against the windows and siding. If it snows in your area, it could weigh down these branches to the point where they snap and cause collateral damage to your home.

4. Prime your lawn

Next, take winter preparation a step further by aerating, fertilizing, and seeding your lawn. This way, you’ll be ahead of the game when the spring rains come. While you’re at it, eyeball the foundation of your home for any spots where the soil may be sinking. Filling those ruts now will help melting snow and ice flow away from the house and prevent potential water damage to your basement and foundation.

5. Store your equipment properly

Don’t wait until you need it to make sure your home maintenance equipment is stored and working properly. For lawnmowers and other gasoline-powered equipment, drain the fuel and store it in a safe container (fuel that sits in the tank for too long may cause corrosion). Assess your winter supplies and make sure you’re stocked up on basics like antifreeze, shovels, salt, and car window scrapers as needed.

6. Prep your pipes

Ah, the dreaded frozen pipes. To avoid this common cold weather issue, shut off your home’s exterior water lines before fall ends. If you have any outdoor hoses, drain and wrap them up and store them in your garage or another dry, indoor space. This is also a good time to drain your home’s hot water heater and clean out any sediment buildup. This task will increase the life of your hot water heater and make its water cleaner and safer to use.

7. Check your HVAC system

It’s easy to go long periods of time without examining your home’s HVAC system, but don’t skip this step in your fall home maintenance checklist. Winter is the busy season for HVAC professionals, so it’s a good idea to contact them now for preventative measures. This is also a great time to clean or change your air filter to improve your home’s air quality as well as your HVAC’s efficiency. If you have a working fireplace, have your chimney cleaned or your gas line inspected so you can relax and enjoy its warmth in the months to come.

8. Complete outstanding repairs

The last step on your fall home maintenance checklist is a bit of a catch-all. If you have any home repairs or projects underway, make sure these are complete before fall is over. Inspect your roof, windows, and doorways for gaps that could allow cold drafts to permeate. These can be repaired with simple caulk or could require more involvement, like window replacement. All these minor upgrades will help prevent hot air from escaping from your home and lower your winter utility bills.

Any other fall home maintenance tips?

We’ve provided some general home maintenance tips in this checklist, but your specific needs will vary based on your location and the unique features of your home. Older builds in colder areas, for example, tend to be more at risk for frozen pipes. If you live in a remote area where snow plows don’t service your neighborhood, stocking up on winter supplies may be your priority. Regardless of where you are, the most important things you can do as a homeowner are to have a plan, be prepared, and don’t forget to enjoy all the cozy activities the season brings. Pumpkin spice, anyone?

Spending a little extra time on home maintenance in the fall could help you save money on utilities and repairs in the winter.

The post Your 8-Step Fall Home Maintenance Checklist appeared first on Cardinal Financial.

When it comes to home remodeling, the line between what you can do and what you shouldn’t do becomes a little blurry. If you’re thinking about maximizing your home’s square footage or tweaking a few things to optimize usage, you’re going to want to pay attention to the following home renovation tips. They’ll help you stay (mostly) sane during some of the more hectic periods of your upcoming project. 

1. Rushing into remodeling

First things first: Take it easy. Unless you’re a house flipper who just closed on an “as-is” home, and you need to start renovations ASAP, take some time to truly live in your home and get a better understanding of the flow. What you want and what the home needs may not line up exactly, and the last thing you want to do is start a remodeling project before realizing that maybe the original floor plans worked better before you blew out that wall. 

Beyond that, planning is key to project success. Unless you’re flush with cash, you’re probably not going to hire a contractor and start demolition in a short time span. Measurements need to be made, contractors need to be interviewed, plans need to be created, and things like paint, tile, and fixtures need to be picked out. Even a single room can take weeks or months of preparation.

2. Skipping research

Speaking of preparation, research is vital to your home improvement project. On one hand, that means measuring twice (or thrice), sketching out ideas, and perusing color palettes. There’s fun research—like looking at different fixture styles, and not-so-fun research—like crawling under cabinets to see if your pipes are PVC or cast iron. All of this will inform your remodeling project.

On the other hand, it means meeting with more than one contractor, gathering multiple bids, and setting your priorities straight. Here are some tips in that regard:

• Look for local builders who have been in business for several years, have in-house designers, and have plenty of reviews.
• Before scheduling contractor consultations, take some time to read their reviews (including the bad ones, because bad reviews don’t always mean bad contractors).
• Take note of everything, including how the contractor speaks to you during your consultation, whether or not they pay attention to your plans and ideas, and whether or not they show up on time.

3. Not documenting things

Have you ever refreshed TikTok accidentally, or heard a catchy song without remembering to write down the lyrics so you can look it up later? It’s a gut punch of a feeling, right? Knowing that something you liked is now lost to the void, and all you can do is hope that it turns up again someday.

Imagine that feeling with an expensive remodeling project. Don’t be afraid to keep a spreadsheet of products, prices, and contacts. If you come across tile you love, screenshot it. If a contractor scratches your floors, snap a photo.

Documentation can keep you organized, and organization can save your behind and your budget.

4. Choosing the lowest quote

A common rule of thumb is to collect three quotes from different contractors for any kind of project. New windows? Three quotes. New concrete slab? Three quotes. New floors? Three quotes. 

A common rule of thumb is to collect three quotes from different contractors for any kind of project.

Three should be your minimum, and you’ll likely have a high bid, a low bid, and a bid that falls somewhere in the middle. Don’t just choose the cheapest contractor—compare those quotes and consider what they may or may not include. Does the high bid include better quality fixtures? Does the low bid leave out something important? Does one contractor offer a multi-project discount?

While choosing the lowest bid might save you a few thousand dollars now, it could end up costing even more money down the line. Know this: According to the National Association of Home Builders, “more than 30% of all jobs home remodelers perform come from failed DIY projects”

5. Forgetting to budget

Remodeling is expensive. Even simple DIY projects can add up to hundreds of dollars, and more complex work can quickly balloon out of your control.

One of the best things you can do is to know your budget inside and out, and work with a contractor who will work with your budget. That isn’t to say you can’t interview contractors to get “ballpark” estimates, but they’ll be able to give you a better estimate if you come prepared with a number beforehand. 

Different resources (and opinions) exist on the matter, but consider this table before committing to the following project types:

Note: This table uses rough estimates from various resources, including HomeGuide and OpenDoor. We are not affiliated with these resources, and homeowners should perform due diligence on their project estimates before agreeing to anything. 

6. Working without permits

Depending on the scope of your project, and depending on your city’s requirements, permits may be required for your remodel. Those permits may be pricey, and they may even be a hassle to obtain, but they are a must if you want things documented (remember that part?) and done right. 

Electrical work, plumbing, and wall removals will often require permits, largely because any of those three things could have disastrous consequences if done incorrectly. Permits are supposed to help ensure the safety and compliance of your projects, in accordance with local zoning ordinances. 

Consequences of working without a permit include, but aren’t limited to:

• Future buyers backing out of a sale
  • Permits are recorded and tied to your home’s deed. If the projects you complete aren’t recorded, buyers may be wary of what lurks behind the walls of your unpermitted projects.
• Having to tear out and restart the work
  • Building authorities may force you or your contractor to start from square one if they discover unpermitted electrical and plumbing work, which could set your budget back by thousands of dollars.
• Homeowner’s insurance not covering damages
  • Picture this: You want an open floor plan, so you hire someone to remove a wall between your kitchen and your living room. Lo and behold, the ceiling caves in because the wall was load-bearing. Because the work was completed without a permit, your homeowner’s insurance may not cover the substantial damages—leaving you with a hefty mess and an even heftier repair bill. 

7. Chasing trends and clashing styles

Just because it’s pretty, doesn’t mean it belongs in your home. Homes come in many architectural styles—including Victorian, Colonial, Mid-Century Modern, Contemporary, and more. Different styles come with their own defining characteristics, and today’s trends may not always fit your home’s established style. 

For example, a modern door may not match a Colonial home. Likewise, Art Deco design may not jive with a Tudor home. And all-black everything could diminish the charm of your newly purchased Cape Cod cottage. 

Instead of chasing trends, consider design elements that enhance the existing beauty of your home. After all, trends change frequently—the last thing you want is to lose resale value because 2023 was the year of plaster. 

Instead of chasing trends, consider design elements that enhance the existing beauty of your home.

8. Changing plans (too often)

Hey, we get it—sometimes that tile you really loved doesn’t quite fit the space the way you imagined. Short of minor changes to superficial things like paint and tile, it’s best to stick to the plans your designer and contractor drew up. After all, it’s what you’re paying them for, and major deviations to those plans—meaning structural changes and heavy design alterations—could increase your costs and frustrate your contractor. 

A good contractor will walk through the plans with you multiple times before work starts, giving you ample time to adjust before materials are ordered. They may even bring you in for a look before installing something, just to get a gut check. These are your opportunities to make changes, not after tile has already been grouted into place. 

9. Sidestepping safety

Permits, which we talked about earlier, are one element of creating a safe work environment. Here are some other ways you can protect yourself and others when remodeling your home:

• Wearing PPE (gloves, safety glasses, masks/respirators, hardhats, etc.)
• Using fans to help evacuate chemical fumes
• Hanging or laying down plastic sheeting to capture dust and debris
• Disabling electricity at the breaker before beginning demolition
• Testing for asbestos and lead paint (important for older homes)
• Keep your hands clear of sharp objects

Following these home reno tips can help everyone working in your home safe. If the contractor you hired isn’t following these safety precautions, bring it up. There’s no such thing as “too safe” when it comes to protecting yourself, your family, and your investment. 

10. Ignoring your gut

If you ever feel like the numbers aren’t adding up, don’t like the way something is being handled, or think something isn’t quite right, don’t be afraid to listen to your gut and voice your concerns. A good contractor will either listen to your concerns, or explain why alterations had to be made. Ultimately your home’s renovation is just that: your home’s renovation, not anyone else’s. Your gut instincts may protect your investment. 

The post Top 10 Home Remodeling Mistakes to Avoid appeared first on Cardinal Financial.

8 Summer Home Decor Ideas

• Nature-inspired lighting
• Coastal color palettes
• Vibrant patterns
• Colorful tableware
• Lush plants
• Open spaces
• Light-weight pillows and throws
• Bold front doors

1. Nature-inspired lighting

Natural light is always in. But when you can’t always depend on nature to come through, imitation is the sincerest form of flattery. String and novelty lights may typically be associated with winter holidays, but neutral, warm-toned versions can work just as well for summer to replicate the light you’d get from fireflies, beach campfires, and sunset picnics. And if you want to reuse those lights when December rolls around, we won’t tell.

2. Coastal color palettes

Nothing says summer like a trip to the beach. When you can’t go to the ocean, bring the ocean indoors with color palettes inspired by the sea. Corals, pale blues, and neutrals are a great way to achieve that coastal cottage feeling. If you’re looking for a more modern take, try teals, bright pinks, and sunny yellows.

3. Vibrant patterns

The warmest season is all about bold choices. When it comes to summer home decor, that includes patterns. Throw pillows, rugs, and accent walls can be a simple way to incorporate this decor trend. When selecting your patterns, think tropical, nature-inspired motifs in lush greens, warm pinks, and saturated blues. For a more coastal theme, you can’t go wrong with nautical stripes.

4. Colorful tableware

Whether you’re actually dining outdoors or just trying to recreate that alfresco feeling, summer is a great time to get more playful with your dinner and drinkware. Melamine plates and acrylic glasses are a must for outdoor dining, but they also make for an easy clean-up anywhere. For glasses, lighter shades of pink and green can brighten up the table without hiding the nice hues of those summer cocktails.

5. Lush plants

Warm weather means prime plant season. From trailing greens to summer blooms, plants are a versatile way to update decor year-round. Plants aren’t just nice to look at either. Some houseplants literally help regulate the temperature indoors. And if you’re looking for a summer home decor idea that’s less of a commitment than houseplants, popular summer flowers include hydrangeas, delphiniums, and knock-out roses.

Pro Tip: Houseplants tend to attract bugs during the warmer months. A layer of sand on top of your houseplant’s soil can reduce the accessible moisture for bugs, discouraging them from burrowing and multiplying.

6. Open spaces

Sometimes, it’s about what you don’t have. The goal of summer decorating is to achieve a bright, breezy retreat from the heat. The simplest way to do this in your interiors is to declutter. Retire some of those blankets and throw pillows until fall, experiment with more spaced-out furniture arrangements, and keep things light (literally, open the blinds).

7. Light-weight pillows and throws

Speaking of throw blankets and pillows, don’t ditch them entirely for the warmer weather. Instead, switch to cooler materials like linen or silk in summery shades and patterns. If you’re looking for more durable outdoor materials, burlap and polypropylene are popular choices.

Pro Tip: Rather than buying a new set of pillows for each season, buy a set of inserts. This way, each season you can simply swap out different pillow covers.

8. Bold front doors

This one might not be for everyone, but a bold paint color on your front door makes a big difference in the seasonal feel of your home. Before you go all in on this trend, make sure your neighborhood HOA doesn’t have any rules or restrictions about what colors are allowed. Popular summer color choices include navy blue, yellow, and greens with blue undertones.

Bonus summer home decor ideas

When you’re decorating for summer, don’t forget about your outdoor space. Fresh throw pillows, wicker furniture, and elevated outdoor dining setups are a great way to embrace the changing seasons without having to refresh your whole home. For homeowners with pools, comfortable poolside seating is always a smart idea. And if your outdoor space is lacking in shade, patio umbrellas are a must for comfortable outdoor lounging. Don’t forget that summer is ultimately a time to slow down and relax—whatever you decide to do with your space shouldn’t be a source of stress. Have fun with it!

Natural light, open spaces, and bright colors are all great ways to usher the summer sun into your home.

The post 8 Simple Summer Home Decor Ideas to Refresh Your Space appeared first on Cardinal Financial.

The 2023 spring cleaning checklist

There are generally two schools of thought on the best way to tackle your spring cleaning checklist: Room by room or task by task. Both have their pros and cons, but we’d argue that the best approach is actually a hybrid of the two, broken out into three phases (it’s less technical than it sounds). 

• Phase 1: Declutter
  • Room by room, throw out or donate what you don’t want
  • Store winter items out of the way
• Phase 2: Clean
  • Wash bedding
  • Dust and wipe down surfaces
  • Clean baseboards
  • Sweep, mop, and vacuum
• Phase 3: Organize
  • Choose a method that you can maintain all year
  • Utilize vertical space
  • Replace any essentials you threw out in Phase 1

Before you dive in, you’ll want to set aside some moving boxes for items you’re donating, items you’re throwing out, and items that need to be stored for the season. 

Spring Cleaning Phase 1: Declutter

For Phase 1, we recommend the room-by-room approach.

• Bedroom
  • Remove winter clothes from drawers and hangers and place in boxes for storage
  • Place any items in good condition that you no longer want in your donation box
  • Throw out any clothing or decor items you no longer want that can’t be donated
  • Throw out sheets if you’ve been using them for over three years
• Bathroom
  • Throw out expired toiletries and beauty products
  • Throw out (or give to a friend) products you tried but didn’t like that can still be used
  • If your towels and washcloths have seen better days, consider throwing them out
• Kitchen
  • If you have any utensils, towels, or cookware that need to be replaced, throw them out 
  • Donate any unused items (like that fancy blender from your wedding registry that’s never seen the light of day)
  • Throw out expired food from your pantry, fridge, and freezer
  • Donate non-perishable food items if you know you won’t be using them

Not sure what needs to be thrown out? Use the handy chart below as a guide. Just remember, the exact expiration dates will depend on the quality of the item and how much you use it.

Pro Tip: If you’re a bit of a clothes collector, it can be hard narrowing down what to keep and what to get rid of. A good way to keep yourself in check is to buy a set number of clothes hangers and don’t buy more when you run out. Instead, solve the problem by getting rid of clothing items you have, or holding off on purchasing new ones. Hello, closet equilibrium.

Spring Cleaning Phase 2: Clean

In Phase 2, we recommend tackling your checklist by task (dust, sweep, mop, etc.) rather than doing every task in one room, then repeating the list for the next room. When it comes to cleaning, start from the top (literally) and work your way down to avoid dust and grime from higher areas getting swept down onto a surface you already cleaned.

• Strip beds and start the laundry cycle 
• If you have ceiling fans, dust or wipe down the blades
• Clean windows, mirrors, and any other glass surfaces
• Dust and wipe down furniture, shelves, cabinets (inside and out), and counters
• Especially if you have little ones of the fur or human variety, vacuum your furniture
• Wipe down baseboards and molding
• Sweep, mop, and vacuum all rooms
• Place clean bedding back on beds
• Take a nap on that clean bedding, you earned it

Pro Tip: If you want to get really particular about your approach, take out your trash and recycling before you clean the floors. This way, any drips from the garbage bag or dirt you track back in won’t undo all your hard work.

Spring Cleaning Phase 3: Organize

Now that you’ve cleared up space and cleaned your home, it’s time to organize what you have left. This is also the time to replace any essentials that needed to be thrown out, like new cookware or towels. In Phase 3, we recommend going room by room. How you organize is up to you, but here are a few tips for each area.

• Bedroom
  • Utilize vertical space in your closet
  • Get a bedside table with built-in storage
  • Store out-of-season items under your bed
• Bathroom
  • Keep a stylish bin or tray on the bathroom counter to store items you use every day
  • Install a shower caddy
  • Add shelves over the toilet
• Kitchen
  • Add riser shelves inside cabinets
  • Stack towels vertically (like books)
  • Use a caddy for sponges, dish soap, and other sink-side cleaning products

There are a lot of elaborate and aesthetically pleasing organization methods out there, but remember to choose one that you can realistically maintain in the long term. Spring cleaning is all about setting you up for a better homeownership experience for the rest of the year.

Any other spring cleaning tips?

With your spring cleaning checklist squared away, you’ve got all the essentials you need to handle it like a pro. But because we like you, we have a few more spring cleaning tips for you to take or leave before you get started.

• Don’t try to do it all in one day
• Make a physical list that you can check items off of to see your progress
• Gather all the necessary cleaning supplies before you start so you don’t lose momentum making a run to the store
• Recycle as much as possible

Ok, NOW you’re ready to go. Oh, and if your home needs more than a thorough cleaning to feel refreshed, renovation loans could help you finance upgrades like new floors, fresh paint, and new appliances. The more you know.

With the right spring cleaning tips, you’ll be ready to make your house feel like home for the season in no time.

The post The Essential 2023 Spring Cleaning Checklist appeared first on Cardinal Financial.

Pro Tip: Saving up for renovations? Check out our best money-saving strategies here.

5 DIY home renovation budget tips

• Make small changes first
• Embrace the paint
• Focus on your floors
• Rethink your storage space
• Demo it yourself

1. Make small changes first

The temptation to give your home a big overhaul is understandable, but you might be surprised what a significant difference small updates can make. So, before you start knocking down walls and ripping out cabinets, take inventory of small details that are easy, cost-effective swaps. This could include:

• Replacing hardware on drawers and cabinets
• Installing decorative switch plates over your standard light switch covers
• Adding statement fixtures in focal lighting points like your dining room, entryway, or front porch
• Updating your decor palette (darker tones add depth and drama, while lighter tones can help open up your space)

If small changes still aren’t doing the trick, it’s time to take it to the next level: Repainting.

2. Embrace the paint

Painting sometimes gets a bad rap for being a pain, but it’s well worth the work. To get the biggest bang for your buck, start with accents like trim, cabinets, or even a single accent wall. For best results, try these paint job tips and tricks:

• Paint during dry weather. Humidity makes it harder for paint to dry, resulting in more drips and uneven patches.
• Invest in the right tools. Make room in your budget for quality brushes, roller covers, and tape to save yourself a lot of frustration and do-overs.
• Use primer. If you’re considering renovations, we’re assuming the walls aren’t in pristine shape to begin with. Before applying paint, a primer base will ensure it all goes on evenly.
• Start at the top and work your way down. The last thing you want is paint dripping down onto the surface you thought you just finished.

While paint is a cost-effective update, you may want to avoid choosing colors that are too on-trend for your DIY home renovation. Unless, of course, you want to paint it all again in a year or two. If that’s your thing, don’t let us stop you. Otherwise, neutrals are always a safe bet.

3. Focus on your floors

Refreshing your flooring may seem like a lot of work, but it’s actually one of the more budget-friendly DIY projects out there. Plus, there are a lot of simple ways to give your floors a new look. If you’re working with a natural wood floor, try sanding it and applying a new coat of varnish. Peel and stick tiles are also an easy option, especially for smaller spaces like bathrooms and utility rooms. A fresh coat of paint can also spruce up your floors, just make sure to plan your painting schedule for a time when you can be out of the house long enough for it to dry without getting stepped on.

4. Rethink your storage space

Storage may not be the first thing that comes to mind when you remodel. After all, isn’t the point of storage to keep things out of sight, not draw attention to them? Not necessarily. Open shelving’s moment may be passing, but implementing stylish storage into your home can still involve minimal effort with a big payoff.  Some easy-to-update options include:

• Portable kitchen islands
• Free-standing bathroom cabinets
• Ottomans and benches with storage
• Stylish entryway racks
• Headboards with built-in shelving

5. Demo it yourself

Finally, the fun part. Breaking things down requires less finesse than building, but don’t dive in without brushing up on some fundamentals of demolition. Experts recommend staying away from demo on interior spaces unless you’ve done it before. Otherwise, you risk knocking down a load-bearing wall or damaging wiring and plumbing. On the other hand, outdoor spaces like a deck or porch should be simple enough for a novice to handle.

If the DIY route isn’t for you, renovation loans can help you finance your professional home updates and your mortgage in one convenient process.

Are there any other DIY home renovation tips to know?

You’re investing more than money when you DIY. You’re also investing your time, energy, and creativity. So, before taking on a DIY project, remember that it will probably look worse before it looks better. Don’t get discouraged halfway through your renovations! The mess and inconvenience now are well worth you loving your space later (and the boosted home equity doesn’t hurt, either).

The post DIY Home Renovations on a Budget appeared first on Cardinal Financial.