The Non-QM product suite will include four flexible options: 

• Non-QM Prime: Flexible documentation for creditworthy borrowers.
• Non-QM Prime Plus: Higher loan limits for borrowers with strong credit.
• Non-QM Foreign DSCR: Financing for international investors without U.S. credit history.
• Non-QM Investor Solutions DSCR: Loans based on property cash flow for U.S.-based real estate investors.

Cardinal Financial Wholesale leverages Octane, an advanced loan origination technology platform, to streamline and enhance the loan process, including Non-QM loans. Octane is designed to help brokers simplify complex loans, freeing up time to focus on building valuable client relationships. 

“Our Non-QM suite equips brokers with a comprehensive solution to meet diverse borrower needs,” said Karl Benjamin, EVP of Wholesale. “With advanced technology, a broad product lineup, and a commitment to broker success, Cardinal Financial Wholesale provides the tools brokers need to excel.” For more information on Cardinal Financial Wholesale’s Non-QM product suite visit cfwholesale.com/lp/non-qm/.

About Cardinal Financial Company:

Cardinal Financial is a dynamic, forward-thinking mortgage company focused on delivering personalized lending solutions. Powered by Octane®, an advanced loan origination technology platform, Cardinal Financial delivers a fast, efficient, and seamless experience for borrowers. With a commitment to innovation and exceptional customer service, Cardinal Financial is dedicated to helping customers achieve their financial goals with ease and confidence. Learn more at www.cardinalfinancial.com and follow us on Facebook, Instagram, X (formerly Twitter) and LinkedIn.

The post Cardinal Financial Wholesale Launches Non-QM Product Suite to Broaden Broker Lending Options appeared first on Cardinal Financial.

“Be genuine, design solutions, raise the bar—our company values, like these, mean we’re always looking for ways to build trust with our employees, provide ample resources for them to grow, and celebrate all the amazing things they bring to the workplace,” says Kelsey Webb, Director of Human Resources Employee Experience at Cardinal Financial.

Great Place To Work^® is a global leader in workplace culture, helping organizations create a consistently and overwhelmingly positive employee experience. According to Great Place To Work research, job seekers are 4.5 times more likely to find a great boss at a Certified great workplace. Additionally, employees at Certified workplaces are 89% more likely to earn a fair share of the company’s profits, 57% more likely to have a fair shot at promotion, and 85% more likely to want to stay with the company for a long time.

Among noteworthy feedback from the Cardinal Financial team, 89% of surveyed employees believe the company is a great place to work—in contrast to a typical company average of 57%. Employees also overwhelmingly agreed that:

• They are proud to tell people where they work (91%)
• They felt welcomed upon joining the company (95%)
• They are able to take time off when necessary (94%)
• They are given the resources and equipment needed to do their job (92%)
• People care about each other here (91%)

“We always strive to give our people what they need to do their best,” says Laura Weber, VP of Human Resources at Cardinal Financial. “To earn this distinction for the third year running is confirmation that we’re evolving in the right ways. And as markets and careers evolve, we’re committed to growing with them and remaining a truly great place to work.”

About Cardinal Financial

We started Cardinal Financial with a passion for developing a better mortgage experience. Our proprietary loan origination software, Octane^®, is a sure advantage, but we soon found out that revolutionary technology only goes so far without revolutionary people. We place a premium on hiring talented, forward-thinking, entrepreneurial spirits who are committed not only to reimagining the possibilities of mortgage lending, but to delivering a personal experience to every borrower every time. We take a tremendous amount of pride in our people because they’re what sets us apart from the rest. Our culture is strengthened by self-starters who look forward to coming to work every day and are willing to go the extra mile for their colleagues and their clients. Cardinal Financial is where your career meets your calling. Join us and be a part of something more than mortgage lending. For more information about Cardinal Financial, visit cardinalfinancial.com or follow us on social media: facebook.com/cardinalfinancial and @CardinalFinancial on Instagram.

The post Third Year Running: Cardinal Financial is a Great Place to Work® appeared first on Cardinal Financial.