Mortgage Market
Home Buyer Survival Guide: Buyer’s Market vs. Seller’s Market
When it comes to home buying, there’s no shortage of things to consider. You’ve got the neighborhood, the price range, and the home itself. Then, there’s choosing the right lender and real […]
Is It Better to Build or Buy a House?
The median sale price of a home in the United States has steadily risen over the past year. According to numbers from the Department of Housing and Urban Development, the average “sold” […]
VA Loans: Facts, Myths, and More You Should Know
VA loan fact: The benefits are tough to beat for qualified borrowers (what’s a qualified borrower? More on that later). Another VA loan fact? There’s a lot of not-so-factual information out there […]
Should I Buy a Fixer-Upper? You Asked, We Answered
Home prices these days can be daunting. So, you may be asking yourself “Should I buy a fixer-upper?” to save more money upfront. But is it a good investment in the long […]
School District Impact on Property Values and Home Prices
Did you know? School district impact on property values can influence home prices and home buying trends. It’s back-to-school season and we can’t think of a better way to get into school […]
Multiple Offers on a House? Here’s How to Choose the Best One
Buying a new home often involves selling your current one. And in this market, that likely means you’ll receive multiple offers from potential buyers. So, if you receive multiple offers on a […]
Pre-Qualification vs. Pre-Approval: Which Is Better?
You know those eye-catching envelopes you find stuffed in your mailbox? The ones that claim you’ve been “pre-qualified” or “pre-approved” for a new credit card or car loan? If you’ve been shopping […]
7 Mortgage Facts Every Baby Boomer Should Know
Attention: Baby Boomers. Here are seven mortgage facts you may not have been aware of. If you’re a Baby Boomer (born between 1946 and 1964), chances are you’ve gone through the home […]
How Do I Get a First-Time Home Buyer Grant?
Saving up for a down payment or closing costs can be a struggle, especially if you’re a first-time home buyer. But, if you know where to look, there are plenty of grants […]
Who Sets Mortgage Rates? Everything You Ever Wanted to Know
Sure, you can google, “who sets mortgage rates?” and, “why do mortgage interest rates change?” But, you’ll probably be a bit baffled by the results. Is it the Federal Reserve or the […]
Low Appraisals/Appraisal Gaps: What You Should Know
So, you’re buying a house. You crunched the numbers and you’re ready to nail this purchase. There’s just one issue: the appraisal reflects a lower value than your offer. This is called […]
Common Credit Challenges and What You Can Do About Them
Cultivating a healthy credit score is key to getting the mortgage rates you want, but we know that’s easier said than done. The good news is that while some credit challenges may […]
